Thomas H. Waring

Financial Professional


Professional Story

Insurance Strategies


Tom has been active in the financial services industry since 1982 and is the founder of Waring Financial Group. Tom focuses on serving closely held family businesses, key executives and high net worth individuals. He provides his clients with holistic business and personal financial planning including business succession planning, estate analysis, insurance planning, investment solutions, selective key employee and employer benefits and charitable giving. He is also CEO of Family & Business Directions, LLC, a consulting business established in 2010 to help business owners and families to successfully develop “Family Wealth” sustainability habits and processes. He also serves as a Director and Human Resources & Compensation Chair of Evans Bank. Tom resides in Hamburg, New York.


B.S. in Political Science - SUNY at Fredonia
Master’s Degree in Financial Services – The American College


Certified Family Business Specialist (CFBS)
Masters of Financial Services
Chartered Life Underwriter (CLU)
Chartered Financial Consultant (CFC)
Life Underwriter Training Council Fellow (LUTCF)
Certified Long Term Care Specialist (CLTC)


The Family Firm Institute
MassMutual’s Agents Association – Past President
Financial Planning Counselors of WNY – Past Member of the Board of Directors
Estate Analysts of Western New York – Past President
Society of Financial Service Professionals


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