Thomas R. Zugger ChFC®, CLU®

Financial Professional

Thomas began his career in 1985 as a financial services professional at MassMutual. He specializes in estate analysis, planning for business owners and professionals, life and disability income insurance, long term care insurance and retirement planning.


Saint Bonaventure University, B.B.A., 1983
The American College, CLU 1993, ChFC 1994


Chartered Life Underwriter (CLU)
Chartered Financial Consultant (ChFC)
Certified in Long Term Care (CLTC)


Estate Analysts of Western New York
Million Dollar Roundtable - Lifetime Member
Society of Financial Service Professionals
Buffalo Association of Insurance and Financial Advisors


Check the background of this investment professional on FINRA's BrokerCheck